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xin dai zheng ce da dong zuo lou shi qi dai ruan zhuo lu
Author(s): 
Pages: 24-25
Year: Issue:  10
Journal: Land & Resources

Abstract: 新政策释放哪些利好信号 此次楼市新政不仅对个人房贷松绑,针对首套、二套和三套住房各有针对性政策,而且以住房抵押贷款支持证券(MBS)和房地产投资信托基金(REITs)双管齐下,给银行和地产商分别指示了新的融资通道. 首套房贷款利率七折优惠,二套房贷款政策放松.《通知》要求,对于贷款购买首套普通自住房的家庭,贷款最低首付款比例为30%,贷款利率下限为贷款基准利率的0.7倍,具体由银行业金融机构根据风险情况自主确定.对拥有1套住房并已结清相应购房贷款的家庭,为改善居住条件再次申请贷款购买普通商品住房,银行业金融机构执行首套房贷款政策.
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